Embedded solutions continued to drive product launches, supported by regulatory developments and a user-centric approach. Major industry participants also renewed key partnerships and collaborations.
Headlines to take note of:
- The SEC launched a market data-focused page;
- OptionMetrics introduced an intraday dataset;
- TRM Labs collaborated with several crypto big guns to launch a fraud prevention platform;
- Avalara came back again with an AI offering;
- Wyoming launched America’s first state stablecoin (read on to find out);
- And much more!
Of course, this is your week in digital wealth!
Is your firm embracing AI? Join us in Bozeman, Oct 7–8, for the Big Sky AI Forum – where finance meets the future. [Click here for details]
Wealthtech, Regtech, Regulatory, and Treasury
On August 13, the SEC introduced a statistics and data visualization page on its website. The page provides at-a-glance key market metrics, including offerings, advisors, and other relevant statistics.
Additionally, the page features location-focused charts, heat maps, and other key summaries.
OptionMetrics, LLC
Similarly, OptionMetrics rolled out IvyDB US, its new intraday-focused dataset. Institutional investors and researchers now have sharper insights into options via the offering.
Moreover, the solution captures snapshots at three key times—10:00 a.m., 2:00 p.m., and 3:45 p.m. (Eastern). IvyDB US encompasses a range of works, including 0DTE options quotes, underlying prices, zero curves, dividend yields, and borrow rates.
Interactive Brokers
Premier platform Interactive Brokers introduced Connections, a trading opportunity offering. The solution has integrations with the IBKR platform.
Connections allows users to explore linked stocks, ETFs, options, futures, bonds, and even Forecast Contracts tied to economic indicators—all from one centralized view. Users can also access 160 global markets to reveal new depths.
Boutique Advisortech AdvisorCheck unveiled AdvisorCheck Essentials, an advisor surveillance solution. Users receive monthly email updates that display modifications to an advisor’s licensing status and other relevant updates.
Additionally, a premium tier is available for comprehensive intelligence and quicker alerts.
Crypto, Blockchain, and Digital Assets
TRM Labs, Inc.
Premier crypto analytics firm TRM Labs teamed up with several industry heavyweights to launch Beacon Network. The platform enables cooperation across several crypto ecosystems to flag illicit transactions and prevent bad actors from accessing tokens.
Furthermore, founding partners include PayPal, Robinhood, Stripe, Ripple Labs, Kraken, and others.
The State of Wyoming
The Cowboy State made history by launching the Frontier Stable Token (FRNT). The digital asset is the first state-backed stablecoin in the United States.
In addition, the FRNT token is live on seven major blockchains- Ethereum, Solana, Avalanche, Arbitrum, Optimism, Polygon, and Base. The initiative is the result of years of work by the Wyoming Stable Token Commission.
The Department of the Treasury
On August 18, the Treasury announced its public request for comments as part of efforts to create a framework for tracking illicit stablecoin activity. The move follows President Trump’s signing of the GENIUS Act into law.
Consequently, the public has until October 17 to submit their views.
Fintech, Personal Finance, and Apps
Boutique Fintech Avalara introduced Avalara Property Tax Managed Services (AvaMPT), an automated, property tax compliance solution. Avalara’s proprietary Agentic AI Foundry powers AvaMPT.
Furthermore, the offering prepares signature-ready tax returns. AvaMPT also automates payments via a partnership with Anybill.
Niche Fintech RadCred introduced an AI-driven automation platform designed to facilitate easier credit. The platform allows for instant approvals and same-day funding.
Additionally, RadCred’s AI evaluates flexible factors rather than relying solely on credit scores. The platform supports several loans with a $35,000 limit.
Invoice-focused ecosystem 1st Commercial Credit introduced Vendor Pay Express, a B2B-focused solution. The platform enables suppliers to receive accelerated payments.
Moreover, Vendor Pay Express enables buyers to create credit profiles and offers interest-free payments. The product also has real-time tracking and seamless onboarding features.
Cloud-based, revenue ecosystem BillingPlatform unveiled RevenueIQ, an AI-powered suite designed to enhance financial processes. The offering combines conversational AI and custom-trained models with detailed billing data to provide a comprehensive solution.
Additionally, RevenueIQ automates routine tasks and enables predictive analytics, creating forecast metrics for professionals.
Banking, Payments, and Infrastructure
Mastercard/First Mile Group, Inc. (Alloy)
Payments giant Mastercard partnered with Alloy to launch an ID verification and fraud prevention solution for FIs and Fintechs. The offering combines Mastercard’s digital identity tools and open finance capabilities with Alloy’s risk and identity platform.
Moreover, the product gives institutions single access verification. The platform also includes pre-configured integrations with Mastercard’s products and access to over 200 risk and identity services via Alloy’s platform.
Digital First Holdings, LLC (Candescent)
Boutique Fintech Candescent introduced an update to Terafina, its onboarding platform. The improvement includes workflows that allow institutions to customize pre-account opening processes.
In addition, optional steps, including card enrollment and online banking, have deferment options after the account is running. The platform also has compliance and security features, including name matching and automated regulatory checks.
Boutique banking software provider Finzly announced an integration with Q2’s Digital Banking Platform via the Q2 Partner Accelerator Program. Financial institutions can offer payments within their existing digital interfaces.
Moreover, the deployment supports major payment rails, including FedNow, RTP, Fedwire, ACH, and SWIFT, and delivers foreign exchange rates.
MeridianLink/Jack Henry & Associates, Inc.
Community financial institutions benefited from the expanded collaboration between MeridianLink and Jack Henry. The enhancement provides access to the full suite of MeridianLink’s One platform solutions.
Subsequently, Jack Henry will also resell MeridianLink’s integrated offerings, including its consumer and mortgage lending solutions.
REtech, Insurtech, and Investing
InstaBrain, Inc./Life Quotes, Inc.
To streamline the insurance purchase process, niche Insurtech InstaBrain collaborated with LifeQuotes.com. The setup integrates InstaBrain’s AI-powered decision engine with LifeQuotes.com’s quoting platform.
Additionally, the system utilizes over 10,000 data points to match insurance products. Consumers also receive personalized quotes and complete purchases online within minutes.
Roamly Insurance Group, LLC
Niche Insurtech Roamly launched an AI-powered Carshare insurance platform. The solution embeds insurance into fleet management systems.
Moreover, the product automates underwriting, claims processing, and real-time risk assessments.
Total Mortgage Services, LLC
Boutique lender Total Mortgage launched “From Lease to Keys,” a national program. The initiative aims to support first-time home buyers by easing closing costs.
Additionally, the program offers up to $2,500 in assistance, credited toward closing expenses, for qualifying renters. The offering also combines mortgage rates, personalized guidance, and digital tools.
Applied Home National Underwriters/ZestyAI, Inc.
Boutique Insurtech ZestyAI partnered with Applied Home National Underwriters to enhance its property insurance underwriting processes. ZestyAI provides regulatory-approved models that assess specific perils and risks.
Several billion data points power the models, including aerial imagery, building permits, and parcel-level information. Furthermore, Applied Home aims to improve underwriting precision, align pricing with actual risk, and strengthen portfolio management.
